L’accès à la propriété des immigrés en France
Présenté par Matthieu Solignac (Sciences Po) - Discutant : Gregory Verdugo (Banque de France)
We investigate the difference in homeownership rate between
natives and immigrants as well as its evolution in France using a
large longitudinal dataset over the 1975-1999 period. For people
staying on the territory the whole time (ie. stayers), we show that
returns of characteristics change in favor of immigrants
consistently with better integration and this is particularly true
for South Europeans.
Moreover, for immigrants, entries on the territory have a large
negative effect on the evolution of the homeownership rate.
Although entrants have a better education than stayers, they are
younger and thus at an earlier stage of the wealth accumulation
process. They also locate in large cities where the homeownership
rate is lower, and the returns of their characteristics are lower
than the ones of stayers.
Finally, exiters have a positive effect on the evolution of
homeownership rate but this effect is only one third of the one of
entrants.